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Do Spouses Need the Same Amount of Life Insurance?

Submitted by Keystone Financial Services on April 17th, 2018

Pat and Kelly, new parents, made a couple monthly budget adjustments upon the arrival of their first child. First, due to the added cost of day care and dependent health insurance, they decreased the amount they were saving for a house. And second, they agreed to review their life insurance needs.

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Pay Yourself First - The Holy Grail of Personal Finance

Submitted by Keystone Financial Services on March 8th, 2018

Remember way back to your first paycheck. The moment you open the envelope anticipating the windfall when all your hard work pays off. Then, like a swift kick to your gut, realty hits. Your takeaway earnings are almost always way lower than what you expected.

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Financial Planning for Newlyweds

Submitted by Keystone Financial Services on February 28th, 2018

Congratulations Newlyweds! Your fresh union symbolizes a new beginning facing the world. But before the glow of wedded bliss wears, it’s crucial to talk about finances.

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Asset Protection: 5 Things You Probably Haven't Considered

Submitted by Keystone Financial Services on February 26th, 2018

Business owners who have acquired a lot of personal assets face the possibility of having their assets targeted by creditors who want to resolve a business liability. This is especially true in the case of a business owner who guarantees a debt of the business with his personal assets.

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Go to the Gym for Lower Insurance Premiums

Submitted by Keystone Financial Services on February 23rd, 2018

It stands to reason that, people who manage to get to the gym on a regular basis are generally healthier people. What you may not know is that they can also be wealthier people because they may pay lower premiums on their insurance.

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Financial Planning for Young Professionals

Submitted by Keystone Financial Services on February 22nd, 2018

You’re 25 and feeling alive. You’re settling into life after university, paying off your debts and slowly figuring how to “adult”. But with the responsibility of bills, rent, and even keeping up social appearances, prioritizing financial planning is something far too often pushed to the side.

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How to Save Money, When Saving Seems Impossible

Submitted by Keystone Financial Services on February 21st, 2018

Nearly every day, we’re told that saving is the key to financial success. But for many, living paycheck to paycheck isn’t just unavoidable but a reality faced every month. But there is hope, and there are many easy to use tools to help you make your financial goals a reality.

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Why Young People Still Need Financial Professionals

Submitted by Keystone Financial Services on February 20th, 2018

It’s that time again - the end of a fiscal year and that means tax season is just around the corner. With each passing filing it seems as though young professionals are turning their backs on financial professionals such as accountants, investors, and advisors, and turning to the technological solutions.

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Get In shape - Financial Fitness 101

Submitted by Keystone Financial Services on February 19th, 2018

We’re all familiar with fitness fanatics, raving about life changing workouts guaranteed to get you into tip top shape. While there is a new fitness craze in the air, it’s time to exercise your wallet. Financial Fitness is a set of goals or programs to help you identify your financial goals, and how to get in the best financial shape of your life.

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Get In shape - Financial Fitness 101

Submitted by Keystone Financial Services on February 19th, 2018

We’re all familiar with fitness fanatics, raving about life changing workouts guaranteed to get you into tip top shape. While there is a new fitness craze in the air, it’s time to exercise your wallet. Financial Fitness is a set of goals or programs to help you identify your financial goals, and how to get in the best financial shape of your life.

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